I am by no means upper class, and I did what most people did to pay for grad school. I took out loans. I will be paying them back for years. That's life.
ring ring ring.. Clue phone...
If I kept on reading, I would have had to put away a lot of potato water to calm down
How about getting off your ascz and getting a job? Applying for several years at a corp usually leads to eligibility for grad school.
My experience: one masters (Food Science/Engineering) and setting up to finally complete MBA which was interrupted by a side trip to the desert in 1990-1