But I have small sympathy for easy degree programs. "Work" is not a hobby, it's a headache by definition, and most humanity majors amount to glorified pastimes.
She must not be very intelligent, otherwise she would have a stipend.
Stipends at most universities are designed to give the person getting it enough money so they won't starve... but not so much they have any left for anything else...
Universities want their grad students working for them... on projects etc... so they are paid just enough to live on, but not so much that they will have any left over for anything else other than live in the labs.. which is where they want them to be.
A stipend is not designed nor intended to be income for a person let alone a woman or man and his or her kids to live comfortably on.