"We wouldn't have this problem if we quit using imaginary money.........."
Be careful what you wish for, festus. It would be nice to go back on the gold standard, but that will never happen.
The next step will be a "cashless system" enacted under the promise that it will be for our own good. Our "money" will be nothing more than a number or "points" in a computer. One slip by some affirmative action employee and you're dead broke.
I prefer the "brass, copper, lead and powder" system myself.