Sometimes it's not about money, you know, nor is it about selfishness.
You paint a wonderful Little House on the Prairie picture, but it doesn't always work out that way. Some of us come from backgrounds so horrible that bringing kids into the world with that kind of emotional baggage would do more harm than good.
I was nearly forty by the time I exorcised my demons, and by then it was too late to start thinking about procreation.
Individuals can take care of the "baggage" of life and give to children what our childhood may had so tragically lacked, needed and wanted. This can serve two purposes: 1. To give a child what he/she needs to grow into happy, mature adult and 2. Help us to heal by experiencing what should have been. I didn't have Little House on the Prairie growing up but I'm trying to give it to my children (if you mean a wholesome life).