You're arguing against yourself....you're being selfish because you'll never retire untill you are carried out on a stretcher. If 'boomers' had properly planned for their retirement, they would work 30 years and get out of the way so younger folks would work in your stead.
Well, you have to count that we were defrauded by a business colleague when we were in our 40s so had to start over. You're right -- if that hadn't happened, we'd be retiring on time. We never declared bankruptcy but instead worked for years to pay off the debts we were stuck with (someone else's), which, I believe, was the responsible thing to do. I think we've done pretty well, considering, but I do want to pay off the house.