I can see your point about the nest egg being grabbed. It's time you younger people voted in younger representatives across the board. Why do so many Gen-Xers insist on being represented by the likes of Ted Kennedy, John Kerry and Mr. Byrd? Maybe there just aren't enough of you.
My youngest brother, who is a Gen X-er, says he's not planning on getting ANY Social Security. Wonder if he thought of a way to keep it safe. (I happen to be a Boomer)
You hit the nail on the head.