"consumers debt is actually shrinking"
Not according to USAToday
http://www.usatoday.com/money/perfi/general/2004-03-17-debtcover_x.htm
That article was written over 2 years ago.
Check the date on your link, the story is over 2 years old.
Posted 3/17/2004 11:08 PM Updated 3/18/2004 7:09 AM