Hey, I'm still schleppin' along with this mutt (2.3 MP), complete with duct tape holding the memory card door shut.
That is still really all you need for personal photography. Mine will shoot photos in .tif format but I've never once shot a photo with that much resolution. For obvious reasons, I use lower resoultion so that I can send my photos via email. When I print them out on paper, they look just fine.
I haven't even checked to see what resolution cameras today are capable of shooting.
You disappointed me..from you, I expected a pic of Matthew Brady's camera...(g)