I require credentials, beyond self testamony, otherwise the natural connection with God within each individual charts that individual's course.
I only had one point about a "church" and individual determination. Go back and read. They weren't long posts.
You accept no authority? You think the church was a Christ-founded, Apostle-structured community until the death of the first-generation successors of the Apostles, and then became a "community" of atomized individuals? Each one of whom was equally well-equipped to determine doctrine, even if they disagreed with thousands of other equally-well-equipped individuals?
That's not how it actually happened, historically. If I believed that way, I'd call it "Missusdonnoism." And I'll admit, it has its advantages. You never need to accept any truths bigger than your own hat-size.