That's pretty cheap compared to what some are paying. Do they pick when and where you see a doctor or a specialist? Do you get to have YOUR choice of doctors or do you have to pick one from THEIR list?
I'm asking because my neighbor has it and I don't think it would be my choice. Some things are worth what it costs to have them.
Medicare does not choose the doctor. I choose a doctor if I would need one.
There seems to be some confusion on your neighbor's part.