Hmmm. Your chart certainly shows that the delinquency rate on mortgages has gone up in the past five years.
The poster I was replying to stated: the foreclosure rate is now increasing rapidly. Is that what my chart shows? Hardly. Increases in delinquencies spiked after the tech bubble burst and again after 9-11. They have not gone up since interest rates began increasing two years ago even though home ownership is at an all time high.
The doom you and the other Eeyore's are trying to sell here cannot be backed up by facts. That's what my chart shows. Now back to your gloomy place.