Seriously, it's very easy to get into the trap of improving your lifestyle as you make more and hard to get out of. When I had to work to help make ends meet, it was depressing. You work all week, the house stays a mess and maybe you have a few bucks left over. I don't put every dollar in savings though. I want to enjoy life, getting to retirement. In a responsible way of course. Who benefits if you work two or three jobs and never have time to spend with your wife kids because you were busy with growing old vs just growing?
OK, ok. I know. There should be an "and" between wife and kids:')