I don't doubt that there are exceptions. What fascinates me are the emotional shrieks from FReepers (supposedly a collective group who believe in personal responsibility) stating that saving for retirement shouldn't be done. It's just too hard!!!! I had to buy a new car... I wanted a boat for weekends...
Again, there is plenty of proof that people in the US DO NOT save for retirement. And the average pay in the US is $36,764. Yes, one can save even a little on that.