[69ConvertibleFirebird]

What if your job only paid you $12/hour?

Well, that's $24,000/year. I can't believe that someone can't find a way to save 5% of his income. Yes, I was there once, right out of school, not saving **by choice** because I wanted the new car. Here are a couple (of MANY) ways to do it:

1) Don't eat out every day - $5/day times 260 working days/year = $1300/year. Instead put $4/day in the bank and spend $1 bringing your lunch.

2) Buy a 25 year old diesel VW Rabbit (pickup truck or sedan) for $2000. It will run forever and get 44 mpg (learn how to work on cars if you have to). If you drive 20,000 miles per year rather than an F150 pickup you will save about $1500/year. Put that in the bank.

[ImpBill]

I think you are arguing a loosing battle. The sad part of it is that these exchanges are taking place on a so called "conservative website". There seem to be way too many arguing against taking personal responsibility for their actions/inactions.

The dumbing down of America has been a huge success.

We, at least in attitude, have become the "Nanny State".