[Realism]

A lot of smaller businesses may be tempted to drop their health insurance plans, pay the $295 per year per employee, and dump the problem on the state,

Employers should be required to provide a plan, not a cash amount. Participation gets a big boost, more available cash = lower rates, and employer costs are passed on to the consumer.

[sitetest]

Dear Realism,

If you really want to depress employment, mandate employer-provided health insurance.

The question comes down to why should folks get their health insurance through their employers?

Frankly, if folks had to pay the premiums themselves, directly (rather than unwittingly have their wages reduced to pay for the premiums), folks would be up in arms at the costs of the current system. Maybe it might create some impetus for change.


sitetest

[Eagle of Liberty]

Employers should be required to provide a plan

Why?

This used to be an incentive for businesses to get better employees. One employer would offer a benefits package and another employer would offer a competitive benefits package. The employee would review the benefits packages and pick a company. Now, it should be mandatory? BS.