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I have a PhD in finance and a CFA. I know a lady with an MBA, domestic and international experience, and she speaks fluent Japanese. We've both sent out 200-300 resumes on a nationwide job hunt and have been looking for jobs for 5 months.

Which schools are your PhD and her MBA from? The problem with some degrees (especially MBAs) is that if they're not from top schools in the country, they are only valuable in the local region. I don't know if this is true for PhDs, but I'd be interested in hearing your experience. I'm hoping to go in that direction, and I certainly want to be able to find a job.