Apparently you are not a member of the Church of Christ - so how is it you can tell the members what they believe?
I am a member and I know exactly why we teach baptism is required - because God told us to be baptised. Why would you not wish to be baptised?
Christ died for our sins and paid the price for us. We are then told to repent of our sins, confess our faith in Christ as the Son of God, be baptised for the remission of those sins and we are saved.
We are not saying the water saves us - Christ death paid the price for us but the Bible also says repent and be baptised and we will be saved. So, are we to ignore that direction? If so, just why?
If I am not baptized, am I a Christian? Will I got to Heaven or Hell upon my death?