Why don't you come down to the Bronx, N.Y. where I am and tell me about the real world.
I don't want to hear about sebaticals and other trips you have taken, I am talking street level stuff as to what is really going on.
Until you have been around this scam on the street level, you have no clue about what is going on.
Been there, done that, on the streets of Detroit. How pompous of you to assume I hadn't.