[Strategerist]

The chances are hardly equal around the country.

Tornadoes have very narrow damage swaths and the odds of an individual house even in the middle of Oklahoma being destroyed by a tornado in the next 100 years are miniscule.

The single Northridge quake in 1994, which wasn't all that big, did many times more dollar value damage alone than every tornado to ever hit the United States.

There's a reason nobody has to pay extra for special "tornado insurance" even in the Midwest. It's not that much of a loss threat.

[A message]

Don't have to tell me.

34 years in the Midwest and I had never seen a tornado or the start of one. Lots of sirens yes but not the real thing.

But I'm sure those people in Xenia , Ohio whose city was leveled by a F5 tornado back on April 3rd, 1974 probably have a different take on those tornado chances.

As I said there is a chance pretty much anywhere one lives something unpleasant can come down the street.