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To: 1rudeboy
tried to insure my collection for $10K. The State Farm agent laughed me out of his office.

In terms of replacement cost coverage, that could be accurate for a personal collection.

If I were to attempt to replicate my modest collection, I'm sure it would set me back a few grand. What you pick up for $1 at library and garage sales over a 20 year period will cost $30 per to replace on demand via alibris.

148 posted on 03/23/2006 1:18:59 PM PST by JohnnyZ (Happy New Year! Breed like dogs!)
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To: JohnnyZ

I was calculating replacement cost. The agent told me that it's not impossible to attach a rider onto a typical Renter's Insurance policy, but the bean-counters at corporate would look askance at it due to the possibility of fraud. He said they would fear me simply taking a match to the apartment.


153 posted on 03/23/2006 1:23:37 PM PST by 1rudeboy
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