Originally a license was for revenue only, in most states, with no test required.
As for insurance, the government is stomping all over your constitutional rights when they require us to have insurance. Driving is NOT a priviledge, but one of the unenumerated rights mentioned in the constitution.
The priviledge BS is spouted off by the government so they can push onerous regulations and "fees"(read taxes) on us at will!
Should driving on public roads be an unregulated free-for-all?
We pay for the roads. I think we get to lay down some requirements about who drives on them. I think tolls would be better, but licenses ain't so bad.
What's your proposal?