[George from New England]

What crime would I be commiting IF I LIED about my education on a Geico application?

I doubt that they can verify your education claims.

[JCEccles]

What crime would I be commiting IF I LIED about my education on a Geico application?

Fraud.

[AustinBill]

Don't know about Geico, but when I applied to Liberty Mutual I had to get my university registrar to send them proof of my undergraduate degree. Liberty's rates are even better than Geico (that Gecko doesn't work for free :) but they're very picky about who they insure.

[MediaAnalyst]

Most likely - yes, you could get away with it. But, God forbid, you file a major claim, you can bet that Gieco's investigators will be tracking down every step you took since you were conceived in your mother's womb (something the MSM doesn't seem to mind the government doing with GPS and RFID, I might add).

With that being the case, you might as well use one of the fly-by-night operations you see taped to lamposts. They get you a card good enough to keep your registration legal, but probably not good enough to pay-out when really necessary.

Having said that, using a fly-by-night operation could make sense when your bill for minimal (legitimate) coverage is, say, $6,000 per year because you have a teen driver in the house. After all, there is some point where insurance is so expensive, it's better to play the odds, rather than go broke paying for insurance (just be sure that your teen is a responsible driver if you do that).

[Flash Bazbeaux]

"What crime would I be commiting IF I LIED about my education on a Geico application?"

Since insurance is usually regulated by the states [McCarran-Ferguson act], it probably wouldn't be a federal crime. The problem is when you try to collect, and they use your false statement as a basis for denying your claim.

"I doubt that they can verify your education claims."

Well of course they can't verify your education claims if they are false. They could prove them false, though. The real question is whether they would bother. If they did, the truth would come out real fast.

[Busywhiskers]

What crime would I be commiting IF I LIED about my education on a Geico application?


Fraud