After 30 years, if you were to file a claim, would they drop you like a hot potato? Just curious, we were with American Family for 15 years, some jerk ran a red light into us, unsured, we filed a claim, and they raised our rates (clean record). After a scathing letter, they said, sorry, we erred. Too late, we found another insurance carrier. That was 20 years ago. We more than paid for the cost of repairs over time.
No. I have had several claims over the years and they have never raised my rates as a result. I am very satisfied with State Farm and I have never had any difficulty filing a claim.