I know what you mean about the San Andreas thing. Spooky, although I was on a business trip in Ohio for the '89 Bay Area quake. I think almost every area of the country has some possible natural disaster problem. Hurricane Hazel went through upstate NY when I was living there in 1954. But there is something unnerving about an earthquake. I think they are unique in that there is no warning.
Not to jynx it, but NJ is pretty good when it comes to natural disaster/weather type stuff. We get some flooding and storm surges from the bigger hurricanes that make it this far up the coast, but whatever damage we get pales next to Carolinas, etc. Supposedly there's a fault line, and we do get tiny little quakes that only instruments detect, but we don't, as far as I know, have San Andreas type worries. There's the occasional twister, but nothing like the tornado belt. No problems with wildfires. It's pretty stable.