[ccmay]

if you use one of the many credit search services like Lending Tree that sends your information to lots of brokers and those brokers all check your credit it records on your history negatively because it appeaars you are "shopping for credit".

The credit bureaus say that this is not the case. No matter how many car (and home) loan inquiries, they are treated as only one, for a period of two weeks or so after the first inquiry. They realize that people are shopping around, and that they intend to buy only one car or house rather than 50.

-ccm

[Arizona Carolyn]

Not true. When we purchased our car three years ago and I 'shopped' for the best interest rate, it did count and I had to live with those inquiries for two year and as they went away my score went up.