But where does one go to find out who the good guys are? What CC companies are NOT bending over their customers these days?
Too hard to sort through all the ads on the net... Everyone's an affiliate these days.
Your suggestions are the most useful I've heard this week. I, too, plan on becoming a donor. ;) But how about lead slugs?
Check the "terms and conditions" carefully. They are typically laid out on the back of the invite. Or, call the "800" tel no and ask what happens if you miss a payment. One does, after all, need a credit card to rent a car, and you just might need one sometime. The most abusive lenders all seem to be in Florida, and if you see that "24.87%" (or maybe 24.78%) penalty rate: avoid. If you have a local bank where you have your ckg acct which issues cards (and they all do) you can AT LEAST run down there and make a quicky deposit in case your pmt gets lost in the mail. And they typically don't snap to the abusive rate in case you get into a jam.