Here in NC you cannot register your car without proof of insurance. You also pay a fine for letting it lapse. And you pay a really big fine of your caught driving uninsured.
hehe, the south does it right again.
When I lived in California the following swear-on-a-Bible true story happened:
My buddy's old Dad was on his way to the Bel-Air for groceries when he was rear-ended by presumed "undocumented migrants" . They were decent though, and got outta their car to make sure he wasn't dead. He was fine but the back end of his caddy was a little crumpled. Immediately the fellows plowed into their truck and took off.
No Insurance, probably no license either. They bolted.
Two days later, my Buddy's dad is fighting with the insurance folks and the police. (It seems nearly a third of the motorist in Sacramento drive without insurance and everyone just accepts this). Finally He's off on his way to get the cadillac looked at the car shop when he is AGAIN rear ended!
this time by a different bunch of "migrant workers". They no habla ingles, and didn't even stop to see if he was dead.
My buddy's dad was furious but just proceeded to the caddy shop with the @ss end of the car about 3 foot higher than it should be...hehe. It looked like a trick car. It still ran fine. The caddy no doubt saved his life twice!
The coup de grace comes when my friends dad finally gets his beloved 1989 Caddilac fixed....but then a month later the car is stolen from Arden Fair Mall parking lot!
He finally gave up and moved to Idaho before the year was out. Old guy just couldn't take California anymore. He has a new Cadillac.And hasn't been hit-and-runned yet....