Oh, I've shopped around. But not everyone has the luxury of shopping around, at least outside of shopping around for a new employer.
I work in a clinical setting. Let's just say that it's not unsual for me to see, oh, a patient who has had a quintuple bypass surgery, angioplasty on several occasions, who comes strolling into our office having with a blood pressure of 195/100. Do you think this patient is checking his blood sugar (a diabetic, of coure) or blood pressure? Well, maybe once a week if he gets around to it. Do you really think he's paying his fair share insurance premiums? Oh yeah, he had 2 donuts that morning for breakfast. And came in with a blood sugar of 220.
I see dozens of patients every day. About half of them are diabetics. I would say 2/3 are overweight.
This is an epidemic. No mistake about it. And warfarin, all those statins, etc... aren't cheap. Think is, with technology these days, these patients are living to be 65+ years old. Some die in their 50s. Very few in their 30s.
Take a look at the mile long list of medications these patients are taking, even in their early 40s, and tell me your premiums aren't going up as a result.
And what about those people with cancer? Those bastards run our premiums up too. Also, look at all the child births. Those ladies come in and run our costs up as well. We should stop covering them too. Also, smokers and coal miners and people with genetic predispositions to sickle cell.
If you think insurance premiums are too high, you can always self insure or just save up for the procedures that you think you will need in the future....(hope you are right). You can always choose not to have insurance as well. Insurance is a service not a God given right.
Have you ever seen a painting of Henry the VIII? You are immensely condecending. I am glad that you are perfect and I am certain that you are void of any flaws. Wow.