Posted on 02/14/2006 2:37:09 AM PST by Caipirabob
a) In Florida you pay to pave your own road. Really. Everyone on the street votes, and if they vote for it, you all get a bill.
b} The police protection here is practically nonexistant. Ask anyone here who has waited 7 hours for a sheriff after a burglary, and been told in the end they can't come because it's too busy. They will only come if anyone got hurt.
c)I wouldn't go to a public school here if you paid me. Everyone I know here homeschools.
d)I've never been in an insurance situation anywhere where I really got covered for my loss. That's one of the most galling things about the industry in the first place. I lost much of the use of my right arm in a car accident. I didn't even get enough for the surgeries.
e)By the way, there is no trash pickup, no recycling, and you pay for your own sewer.
Where does the money go? I can't figure it. Probably to buy up the Everglades.
No - no companies are writing here. They have ALL pulled out. Then the ones that pulled out sent inspectors around finding ways to throw people off. I had "a large dog". A friend of mine had a house more than 50 years old. Another friend had "peeling paint".
You have to buy state insurance.
I don't know, Kansas City summers are pretty brutal.
...as are those in Wichita, Kansas. We spent three years there in the 70s. The AC went on in May and we didn't turn it off until September. Much different than the summers here in Michigan.
That's what you get for posting before I have my coffee!
I live in Seminole and have no problem finding insurance. All the same - the proposed legislation effects people with multiple houses - there isnoreasonthe taxpayers should subsidize insurance for those with multiple homes (I have a tough time with the state being in the insurance industry in the first place).
Where in the world do you live??? Must be Dade county - the rest of Florida is much better than what you describe!
I don't know where you are in FL, but here in Jax the police are very good.
So what's the solution? Make everyone else in the State pay so they can live in a warm climate near the beach? Or in this case a lot of the costs are being thrust on taxpayers across the country.
The reason it's not pretty is that the government has tried to legislate insurance rates rather than let the free market set them at reasonable levels.
Insurance is part of the cost of owning a home, and that cost has ben artificailly lowered in the past because of government meddling.
Now that the hurricanes have hit those real costs have to be apid, and it's the taxpayers that are paying for what is really the expensess of a relatively small portion of the populace.
Those that chose to live on the cost need to be able to afford the costs of living there, or they need to find somewhere else to live.
Conversely, one could say that the insurance companies have been making out like bandits for 40+ years. No hurricanes, no claims.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.