Well, what did these people do 160 years ago for their flood insurance and planning on living below sea level?
We, our Family, do not expect the Nanny State to pay for poor decision-making and lack of planning as to where we live.
We have lived in PA, CO, and currently in NC. We made those choices. Knowing and understanding our decision making process.
Back then you could build your home for next to nothing and there were no mortgages to deal with for 40 years. Times HAVE changed.
We, our Family, do not expect the Nanny State to pay for poor decision-making and lack of planning as to where we live.
Oh the nanny state is involved in where you live even if you don't think so and it's called zoning. Build something that is not within the codes and see how fast you have to stop, and either tear down or follow the codes in order to proceed.