[Howlin]

If you (1) live on a Special Hazard Food Area; and (2) have a federally guaranteed mortgage (FHA or VA) then (3) you have NFIP flood insurance.

I don't live on a Special Hazard Flood Area

And

I don't have a mortgage, period.

Now you can apologize for calling me a liar or ignorant.

[CobaltBlue]

OK, so you live in rental property, maybe a trailer park. How nice for you.

Please go away now and let the grownups talk policy?

That's a good girl.