[Howlin]

You said: To be fair the insurance companies are being rat b@stards about this. There have been many claims denied on hurricane insurance because they are saying the water pushed in by Katrina's winds actually fall under flood insurance..

And I said: They do.

And then you said: Thats crap, a hurricane broke the flood containment system and caused massive flooding...

Read your home owners policy; I can guarantee you it has something close to this in it:

Under exclusions:

"Number 1) We do not insure for loss caused directly or indirectly by any of the following: such loss is excluded regardless of any other cause or event contributing concurrently or in any sequence to the loss:


c.) Water damage, meaning:

1.) Flood, surface water, waves, tidal water, overflow of a body or water, or spray from any of these, whether or not driven by wind.

2.) Water which backs up through sewers and drains or which overflows from a sump; or


3.) Water under the surface of the ground, including water which exerts pressure on or seeps or leaks through a buidling, sidewalk, driveway, foundations, swimming pool, or other structure.

Direct loss by fire, explosion, or theft resulting from water damage is covered.

[CobaltBlue]

Most of the water damage in New Orleans was caused by failure of a drainage canal. And, drainage water isn't flood water.