[Howlin]

You still haven't explained what your family does when the hurricanes come through your neighborhood.

Why we have insurance, of course. And yes, we have flood insurance -- and we're not even near the water.

[CobaltBlue]

Why we have insurance, of course. And yes, we have flood insurance -- and we're not even near the water.

Federally guaranteed flood insurance, no less! So, you too, are sucking from Uncle Sugar's tit!

At last, an honest answer from Howlin. Thank you, ma'am.