This is why employers should stop offering health insurance and let employees pay for their own individual/family plans.
That's Ok, if my employer while increase my compensation to make up the difference. My medical/Dental/Vision and Life Insurance are all part of my employment package, along with my salary, 401k, pension, tools and vehicle that they agreed to give me in exchange for me to use my skills and knowledge for thier benefit.
My employer makes a lot of money from my applied services.
And they know that I'll move on to the next one with better benefits if they take that part of the package away. I fend off a dozen offers a year. But I explore every one of them.