[lugsoul]

It is if the risk is created by breach or avoidance of the law or regulation.

[1rudeboy]

Man, you are the absolute king of assuming facts not in evidence. Try this one, and hope your head doesn't explode. You scratch my back, I tie your shoe.

[1rudeboy]

It is if the risk is created by breach or avoidance of the law or regulation.

There is no other way to respond to the above comment other than simply to say you don't know what the heck you are talking about.