"If the company does not fail or go bankrupt or is taken over by some bad people"
Note that these are bad things for an employee, anyway.
This is part of my reasoning for wanting allot of personal control over my own money...
"Nobody spends somebody else's money as carefully as he spends his own."
"Nobody uses somebody else's resources as carefully as he uses his own."
"So if you want efficiency and effectiveness, if you want knowledge to be properly utilized, you have to do it through the means of private property."
-- Milton Friedman