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Real Estate:Is the party over?Exclusive forecasts for the 100 largest markets.
Money CNN ^ | 12/16/05 | Ellen Kratz

Posted on 01/04/2006 9:52:41 AM PST by finnman69

Everybody from Los Angeles to Boston -- your mom, your doctor, your dry cleaner -- is puzzling over which way the nation's real estate market is headed. Up or down? Bubble or not?

It's a debate that's been raging for years, and recently that there have been clear signs of a slowdown. It's unlikely, however, that the housing market will come to a screeching halt.

To get a clearer picture of how things may play out, FORTUNE turned to Moody's Economy.com and home property-valuation service Fiserv CSW.

The researchers crunched numbers on the 100 largest metropolitan regions in the country, and the results of their analysis appear in the table below.

Nationally, the overall outlook seems reasonable: 7 percent appreciation for 2006 and flat for 2007. But markets that have seen the greatest appreciation over the past five years appear to be vulnerable.

(Excerpt) Read more at money.cnn.com ...


TOPICS: Business/Economy
KEYWORDS: 2006; housing; housingbubble; re; realestate
The markets in question. the ones at the bottom are already retreating.

Click on column headings to re-sort. Click on city name for in-depth statistics.
Rank Metro Area State Median
home price
Projected
growth 2006
Projected
growth 2007
1 San Antonio TX $129,900 8.30% 7.00%
2 Jacksonville FL $164,700 8.10% 2.50%
3 El Paso TX $107,100 8.10% 7.10%
4 Little Rock-North Little Rock AR $115,700 7.80% 7.20%
5 Baton Rouge LA $133,800 7.60% 3.80%
6 Richmond VA $191,800 7.40% 3.30%
7 Virginia Beach-Norfolk-Newport News VA $193,100 7.30% 1.00%
8 Nashville-Davidson-Newport News TN $157,300 7.10% 6.70%
9 Houston-Sugar Land-Baytown TX $139,800 7.00% 6.60%
10 Memphis TN $147,600 7.00% 6.50%
11 Allentown-Bethlehem-Easton PA $247,400 6.90% 1.20%
12 Oklahoma City OK $116,900 6.90% 6.00%
13 Birmingham-Hoover AL $152,500 6.90% 5.40%
14 Albuquerque NM $166,700 6.50% 6.10%
15 Columbia SC $133,200 6.40% 5.40%
16 Fort Worth-Arlington TX $125,700 6.30% 5.00%
17 Syracuse NY $109,400 6.20% 5.40%
18 Dayton OH $116,500 6.10% 5.60%
19 McAllen-Edinburg-Mission TX $71,000 6.10% 6.20%
20 Salt Lake City UT $165,700 6.10% 3.40%
21 Austin-Round Rock TX $161,800 6.10% 5.00%
22 Tulsa OK $116,600 6.10% 6.20%
23 Pittsburgh PA $113,000 6.00% 5.00%
24 Cincinnati-Middletown OH $146,200 6.00% 6.60%
25 Albany-Schenectady-Troy NY $176,700 6.00% 4.50%
26 Dallas-Plano-Irving TX $155,500 5.90% 6.30%
27 St. Louis MO $134,900 5.80% 4.10%
28 Toledo OH $116,400 5.70% 5.00%
29 Greenville SC $141,300 5.70% 5.00%
30 Sarasota-Bradenton-Venice FL $314,300 5.60% -3.60%
31 Indianapolis IN $121,700 5.60% 5.40%
32 Wichita KS $107,200 5.50% 4.80%
33 Columbus OH $150,700 5.50% 6.00%
34 Akron OH $117,600 5.40% 5.30%
35 Buffalo-Niagara Falls NY $96,400 5.40% 5.30%
36 Knoxville TN $140,100 5.40% 5.20%
37 New Orleans-Metairie-Kenner LA $149,100 5.40% 6.60%
38 Rochester NY $111,200 5.30% 6.80%
39 Raleigh-Cary NC $183,100 5.20% 5.10%
40 Philadelphia PA $199,400 5.10% 0.50%
41 Charlotte-Gastonia-Concord NC $172,800 5.10% 5.50%
42 Louisville KY $134,800 5.00% 4.60%
43 Milwaukee-Waukesha-West Allis WI $210,900 4.80% 2.50%
44 Tampa-St. Petersburg-Clearwater FL $193,700 4.80% -0.50%
45 Greensboro-High Point NC $145,100 4.80% 5.50%
46 Kansas City MO/KS $154,600 4.70% 4.10%
47 Poughkeepsie-Newburgh-Middletown NY $265,000 4.60% 0.80%
48 Youngstown-Warren-Boardman OH $83,400 4.50% 5.30%
49 Gary IN $127,300 4.40% 3.40%
50 Cleveland-Elyria-Mentor OH $142,800 4.30% 5.10%
51 Omaha-Council Bluffs NE $136,100 4.30% 4.10%
52 Lake County, Kenosha County IL/WI $259,100 4.20% 1.90%
53 Atlanta-Sandy Springs-Marietta GA $165,300 4.20% 4.00%
54 Honolulu HI $570,400 4.00% -1.00%
55 Orlando-Kissimmee FL $226,400 3.80% -0.50%
56 Grand Rapids MI $137,300 3.60% 2.90%
57 Fort Lauderdale-Pompano Beach-Deerfield Beach FL $356,600 3.10% -4.50%
58 Springfield MA $197,900 3.00% 1.20%
59 Portland-Beaverton-Vancouver OR/WA $234,600 3.00% -0.70%
60 Baltimore-Towson MD $249,100 2.90% -0.80%
61 Tucson AZ $220,900 2.90% -4.00%
62 Camden NJ $210,800 2.70% 0.80%
63 Denver-Aurora CO $244,800 2.60% 2.50%
64 Wilmington DE $231,000 2.50% 1.70%
65 Seattle-Bellevue-Everett WA $335,500 2.50% 1.00%
66 Tacoma WA $222,700 2.30% 0.60%
67 W. Palm Beach-Boca Raton-Boynton Beach FL $386,200 2.10% -3.90%
68 Phoenix-Mesa-Scottsdale AZ $238,100 2.00% -3.70%
69 Warren-Farmington Hills-Troy MI $196,000 1.90% 0.80%
70 Washington-Arlington-Alexandria DC/VA $404,900 1.80% -3.40%
71 Hartford-West Hartford-East Hartford CT $257,600 1.80% 0.60%
72 Miami-Miami Beach-Kendall FL $343,700 1.80% -5.50%
73 Detroit-Livonia-Dearborn MI $120,100 1.60% 2.00%
74 Newark-Union NJ $407,000 1.50% -1.80%
75 New Haven-Milford CT $280,300 1.40% 0.60%
76 Worcester MA $287,800 1.30% -0.30%
77 Edison NJ $387,900 1.20% -2.90%
78 Chicago-Naperville-Joliet IL $264,900 1.10% 0.20%
79 Cambridge-Newton-Framingham MA $448,800 0.80% 0.00%
80 Minneapolis-St. Paul-Bloomington MN $234,600 0.70% 0.70%
81 Bridgeport-Stamford-Norwalk CT $472,500 0.40% -1.30%
82 New York City-White Plains-Wayne NY/NJ $504,800 0.10% -3.50%
83 San Francisco-San Mateo-Redwood City CA $766,000 0.10% -2.90%
84 Bethesda-Gaithersburg-Frederick MD $444,500 0.00% -0.50%
85 Boston-Quincy MA $422,900 -0.10% -1.40%
86 Essex County MA $380,600 -0.20% -0.70%
87 Stockton CA $423,100 -0.30% -5.90%
88 San Jose-Sunnyvale-Santa Clara CA $720,900 -0.40% -3.90%
89 Oxnard-Thousand Oaks-Ventura CA $480,300 -0.70% -5.00%
90 Oakland-Fremont-Hayward CA $651,300 -0.70% -4.40%
91 Fresno CA $340,800 -0.80% -2.80%
92 Bakersfield CA $286,300 -0.80% -3.00%
93 Providence-Fall River-New Bedford RI/MA $292,800 -1.10% -2.20%
94 Sacramento-Arden-Arcade-Roseville CA $372,900 -1.20% -5.10%
95 Los Angeles-Long Beach-Glendale CA $412,900 -1.60% -6.30%
96 Nassau-Suffolk counties NY $461,300 -2.00% -4.20%
97 Riverside-San Bernardino-Ontario CA $362,800 -2.60% -6.80%
98 Santa Ana-Anaheim-Irvine CA $682,300 -3.10% -6.10%
99 San Diego-Carlsbad-San Marcos CA $598,700 -3.40% -5.70%
100 Las Vegas-Paradise NV $296,000 -7.90% -5.00%

.
1 posted on 01/04/2006 9:52:42 AM PST by finnman69
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To: finnman69

If you have to ask......


2 posted on 01/04/2006 9:57:48 AM PST by tom paine 2
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To: finnman69
There is another article on FR about a significant number of ARMs adjusting to a higher rate in 2006-2007. Combined with the higher payments now required on credit card payments the future doesn't look too good for those living on credit.

I don't normal make predictions, but this appears to be too easy. Those that are living large are about to crash and burn when their credit card payments are now larger than they can afford. Normally they would just borrow more money out of the equity in their home, but then, their ARM interest rates are going up, so they are not going to be able to make that payment either. This doesn't even account for those that will owe more than their home is worth if the housing market in their area even takes a small drop.
3 posted on 01/04/2006 10:10:40 AM PST by notpoliticallycorewrecked ( God Bless our Military)
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To: finnman69

There is no bubble, nothing to see here. Move on.


4 posted on 01/04/2006 10:24:10 AM PST by austinite
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To: austinite

Looks like the liberal states will be the ones taking the punch... couldn't have happened to a nicer croud of people :)


5 posted on 01/04/2006 10:45:07 AM PST by conservative physics
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To: finnman69
Nationally, the overall outlook seems reasonable: 7 percent appreciation for 2006 ..........

This is what passes for reasonable ?
6 posted on 01/04/2006 7:44:01 PM PST by festus (The constitution may be flawed but its a whole lot better than what we have now.)
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To: festus

This is what passes for reasonable ?>>>>>>>>>

It might actually be in line with the true inflation rate, not the official government massaged figures.


7 posted on 01/04/2006 8:43:34 PM PST by RipSawyer (Acceptance of irrational thinking is expanding exponentiallly.)
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To: finnman69

The numbers posted strike me as fairly sensible, and I own my real estate "empire" in the negative zone, except for a modest tentacle into Portland. Isn't "diversification" great?


8 posted on 01/04/2006 8:46:06 PM PST by Torie
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To: finnman69

Best growth predicted in lower, more reasonable Red State areas...overpriced places falling.


9 posted on 01/19/2006 11:07:09 AM PST by RockinRight ("It's as if all the brain-damaged people in America got together and formed a voting bloc" - Coulter)
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To: finnman69

Just as I've said...Ohio looks good. So does most of the midwest. The people stupid enough to spend boo-koo bucks in the "hot" markets will lose their a$$es.

Some comparisons of what 450 grand gets ya:

Uniontown, Ohio (Suburban Akron/Canton area) for $449,000:

http://www.realtor.com/FindHome/HomeListing.asp?snum=2&frm=byzip&lid=Enter+MLS+ID&pgnum=1&ss_aywr=&st=&mls=xmls&mnbed=0&js=on&mnsqft=0&fid=so&vtsort=&poe=realtor&mnprice=400000&ct=&zp=44685&mxprice=450000&typ=1&exft=0&exft=0&exft=0&mnbath=0&sid=0601CD7E0C17C&snumxlid=1050907589&lnksrc=00002

San Fransicko, CA

http://www.realtor.com/FindHome/HomeListing.asp?snum=2&mlsttl=&frm=bymap&pgnum=1&mls=xmls&js=on&target=&ct=san+francisco&st=CA&sbint=&sbls=&sblo=&stype=&areaid=574&lid=Enter+MLS+ID&ss_aywr=&mnsqft=0&fid=so&vtsort=&exft=0&exft=0&exft=0&mnprice=400000&mxprice=700000&mnbed=0&mnbath=0&typ=1&poe=realtor&x=27&y=10&sid=0601CDE13D1DC&snumxlid=1054396561&lnksrc=00002


10 posted on 01/19/2006 11:09:32 AM PST by RockinRight ("It's as if all the brain-damaged people in America got together and formed a voting bloc" - Coulter)
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