They also say that they don't pay interest, either, though. So if they can get enough Muslims to deposit money at their bank at no interest, they will have lots of money to loan at no interest. But in reality, the money is likely to be funnelled into loans by the parent bank to non-Muslims who pay interest. To me, it sounds like a gimmick to get Muslims to deposit money at their bank, at no interest.
Interest -- No.
Discount Rate -- Yes.
(Simplified, but mostly accurate.)
strikes me as similar to a ponzi game, this is just another money game
here , who ever thought it up & wherever he is, benefits
there is no such thing as a free lunch