[ARCADIA]

And owning your own home, was, until very recently, something only that most could only dream of.

Until the mid 19th century, the US was a wild and untaimed frontier backwaters. We have made progress since then, especially during the first half of the 20th century, and some of us believe those advancements worthy of protection.

[nopardons]

And most people, in the early years of this nation, lived in cities and did NOT own their own homes. Neither did the poor nor even the lower and middle middle classes own their own homes. Mortgages were with us, even in colonial times and when we first became a country. Do you know why so many very old homes in New England have a small, round piece of ivory in the bottom handrail of their stairases? It was put there once the mortgage was paid off in full.

It wasn't until after WW II, that the full blown growth of home ownership bloomed here and even that was a pale shadow of today's number of home ownership.

And you're going to "protect" that, how? What else are you throwing into your "protecting" pot ?