Hogwash! If we had one more kid, we'd qualify for free school lunches, free medical, and tax credit. We've always been right there teetering on the fence - not enough money to get ahead, but too much to mooch off the government. The house is paid for and the only debt we have is my vehicle. It's all about budgeting and knowing the difference between a want and a need.
"The house is paid for and the only debt we have is my vehicle."
If my house was paid for I would have a problem either. Good job.