Maybe part of the disconnect with all of this is that Protestant pastors tend to be married and have family of their own.
I don't have a problem with churches closing on Christmas, especially if they are having lots of services on Christmas Eve. I figure the pastors and their families are doing their duties the day before. I'm sure it is well-publicized.
My church is small and meets in a school. For 2 summers, we've had to be very creative about church while the school was unavailable due to contruction. It gives you a whole new perspective about what church is.
Some people would have a hard time meeting in a school because because they care more about the building than about the people. However, my husband and I think the church is more about the people than the location or the time.