[Shalom Israel]

Posted before commenting on the rest: excellent points all-around, thanks.

Thanks for that. As for "hoarding", you have a point. I suppose the real question is, don't I have a right to hoard? After all, my root cellar and my weapons cache are both "hoards", right?

[BJClinton]

Of course you have a right to hoard. But society has a need for currency to flow.