"LOL! Deeper and deeper in debt while interest rates are rising."
My thoughts exactly. I guess a lot of people "need a little extra" for the holidays. Note to those who do: If you have to refinance your house for current expenses, you might want to consider a new strategy
you don't call yourself "Pessimist" for nothing ... now where's ex-Texan who can always find something to cry "The Sky is Falling, The Sky is Falling!" over & over ROFLMAO