That is precisely Marx's doctrine of private property: you own the clothes on your back; "society" owns the rest. Your view of private property is Marxist; your quote suggests that Franklin's was as well. I'm disappointed in Franklin, but unsurprised at you.
That's not what Benjamin Franklin said. You invoked him as a supporter of your "philosophy", but turned on him once it was clear that he wasn't a witless anarchist.
"By an universal law, indeed, whatever, whether fixed or movable, belongs to all men equally and in common, is the property for the moment of him who occupies it; but when he relinquishes the occupation, the property goes with it. Stable ownership is the gift of social law, and is given late in the progress of society." --Thomas Jefferson