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The idea of purgatory is bound up with the Catholic concept that penance is required to atone for sins and that upon leaving this life with sins unreconciled, an 'intermediate fire' is required to purify and prepare one for heaven. That all sounds just fine if you agree that Christ's death was not sufficient to absolve Christians of their sin. Personally, I prefer not to minimize His sacrifice in this way.

It's got nothing to do with the sufficiency of Christ's blood. This is a typical statement made by those who do not understand the distinction between a who and a how. All Christians believe it is Christ Who absolves us of our sins. Purgation (penance, sacraments, works of mercy, etc.) is an explanation of how this happens. How the merits Christ earned on the Cross are made efficacious on our souls.

It's like saying if we believe in a hose, we therefore don't believe water is sufficient for bathing.

It's got nothing to do with the sufficiency of Christ's blood. This is a typical statement made by those who do not understand the distinction between a who and a how.

I do understand the difference between 'a who and a how' and it has everything to do with the sufficiency of Christ's blood.

I believe the 'who' is Christ, the 'how' is His suffering and death. We simply disagree on the 'how'.