Posted on 11/25/2005 4:22:13 PM PST by Liz
ALBANY — Seven years after her wallet and Social Security card were stolen, Denise Curro is still trying to get her credit restored.
...............the 25-year-old woman continues to be hounded by creditors demanding payment for goods and services she never ordered — including 48 accounts with just one electric and gas utility in North Carolina.
New York lawmakers are considering legislation that would allow state residents to freeze their credit files — thus blocking access to consumer-credit reports and preventing identity thieves from taking out loans and credit under their victims' name.
"We're going to sit down to see how we can hash out a bill," said state Sen. Charles Fuschillo (R-L.I.), himself a victim of ID theft two years ago.
As of January, he added, 12 states will have such laws on the books. ID thieves have been known to use victims' addresses, Social Security numbers, birth dates and other personal information to set up phony accounts, and, in some cases, have even harassed their victims.
.......Gov. Pataki signed a bill, co-sponsored by Fuschillo, that required businesses and governments to make consumers aware of security breaches.
(Excerpt) Read more at nypost.com ...
(Denny Crane: "I Don't Want To Socialize With A Pinko Liberal Democrat Commie.Say What You Like About Republicans. We Stick To Our Convictions. Even When We Know We're Dead Wrong.")
I was mad beyond reason, but I had no long term effects from it. I filed fraud alerts with the credit bureaus, a police report in the city where the perp was doing his shifty business, and called my banks and investment people to put alerts on those accounts as well.
You may need a police report to get the fraud alert as a civilian, but if you are military you can get 2 year alert without stating a reason.
Since when did people who believe in intelligent design become thieves?
Exactly------reason for post----we need to alert consumers, and get these laws passed all over the nation.
Exactly------reason for post----we need to alert consumers, and get these laws passed all over the nation.
Heh.....cute, very cute.
Heh.....cute, very cute.
I didn't say I was intelligently designed though:).
It's a federal felony offense to rob a bank, but when someone steals my money out of my bank, it's no big deal.
At least it cuts down on armed robberies (/sarc).
"You may need a police report to get the fraud alert as a civilian, but if you are military you can get 2 year alert without stating a reason."
Not really. Pretty much all you have to do is contact the credit bureaus. I got a couple of letters from a couple of banks asking to verify some information on a credit application I hadn't made. I just contacted the credit bureaus. Didn't even have to send them copies. I did file a police report.
I would say that utility company with 48 seperate accounts should really look at their files a little more closely.
Wasn't that unbelievable?
I, unfortunately, knew someone who has destroyed countless lives with his identity theft. The weird thing with him though - he'd make up social security numbers - he didn't necessarily 'steal" a person's birtdate, name and social (he did that too) but he'd make up a number, use it a time or two with an alias, and then that alias would be on the credit report.
All it would take to stop this is a law allowing victims to sue banks/credit unions who give away their ID.
Put them away for life - in an iron mask.
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