I was once hit by a car driver while bicycling, and while I have no claim against the driver or his insurance because I agreed to a settlement that simply replaced my damaged bicycle and paid for my medical treatment as well as two lost days from work, I may still have a claim against GM for not using Nerf bumpers on the cars they manufacture. I want my $10 million dollars from the lawsuit lottery--after all no one pays except the big evil corporation (oh yeah, and all their customers and shareholders, but I'll conveniently forget about that).
LOL--nerf bumpers!