Thanks! :-)
I misunderstood your post. Sorry!!
I too do not rely on SS. I save 20% of my pay. I still believe I will be working till the day I die however.
Heck I have it planned out to be a door greeter at Walmart in retirement.
Seriously I know several persons in their 70's and 80's who ended up working at Lowe's and Walmart because something happened and their retirement got wiped out. I don't think anyone can take their retirement for granted.