Totally agree with you! I am married we have no children and we also have seperate bank accounts not that we don't share equally in our expenses, but my husband has no control with his money he makes good money but I am a saver he a spender....people think we should have joint accounts but it works better for me doing it this way other wise we would be fighting constantly..
My bf and I have seperate bank accounts, and will probably keep it that way. We have discussed having a joint account for bills, etc.
We're comfortable with the arrangement, which is mainly for financial reasons. If I still had children in the home, I would not cohabitate with him, and he understands completely. We have a total of 7 children between us.
Funny thing is, we're on the same page financially speaking. We're both tighter than the bark on a tree ;-)