I'm gonna get a Matricula Consular card and pose as an illegal alien who pays cash.
I found out when applying for some health insurance that the doctor often "codes" your visits so he can get paid and then that goes to a Big Brother database that is replete with all the errors. I had physical therapy for a very slight whiplash after an accident...5 visits to PT and 2 doctor visits within a 3 month period. The insurance company had this listed as "Chronic back/spine problems"!
It also listed "cardiac problems" because of one Stress Test for chest pains which were just "stress" with NO cardiac problems ever. I asked the ins reviewer what "time length" they would consider for one such occurrence. He said," Oh, maybe if you had that problem when you were 6 or 7 years old and then never had it again." I am not kidding!